Expenditure categorization and tracking system

Details Expenditure categorization and tracking system Expenditure categorization and tracking system

B - Operations, Transporting

42

D

B42D 15/10 (2006.01) G06Q 20/00 (2006.01) G06Q 40/00 (2006.01) G07D 7/00 (2006.01) G07G 5/00 (2006.01)

Patent

CA 2195954

An improved system is provided for automatically tracking check transactions and generating an expenditure statement (112) thereof using printed bank checks (8) having a plurality of graphic icons (28) disposed thereon. The bank customer marks the icon which describes the particular expense for which the check payment is being made. The payor bank or a check processing center scans each check to determine which icon(s) have been marked for each particular check transaction. Recorded expenditures are then automatically recorded in a cumulative transaction record. Periodically, this information is organized into a detailed expenditure statement (112) that can be provided to the bank customer.

Système amélioré de suivi automatisé des transactions par chèques et d'élaboration de relevés de dépenses (112) afférents utilisant des chèques bancaires imprimés (8) portant différents icônes graphiques (28). Le client de la banque coche les icônes correspondant au type de dépense pour lequel le chèque a été utilisé. La banque payeuse ou un centre de traitement des chèques balaye chacun des chèques pour déterminer les icônes cochés pour chacun des types de transaction. Les dépenses constatées sont alors enregistrées sur un registre cumulatif. A intervalle périodique, ces informations sont ventilées dans un relevé détaillé des dépenses (112) qui peut être transmis au client de la banque.

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