Facilitating micropayments between a plurality of parties

G - Physics – 06 – Q

Patent

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G06Q 20/00 (2006.01)

Patent

CA 2543730

A method and a system facilitate micropayments between a plurality of parties (Figure 3). A first plurality of micropayment commitments made by a first party are registered (70), the first plurality of payment commitments contributing towards a total commitment payable value for the first party. A second plurality of payment commitment made to a second party is registered (72), the second plurality of payment commitments contributing towards a total commitment receivable value for the second party. The total commitment receivable value for the second party is calculated (78) utilizing a risk indication (81). The total commitment receivable value for the second party is identified as being satisfiable by the total commitment payable value for the first party. Responsive to this determination, a payment process, for payment of the total commitment receivable value by the first party to the second party, is initiated.

L'invention porte sur un procédé et un système permettant de faciliter des micro-paiements entre une pluralité de parties. Une première pluralité de promesses de micro-paiements faite par une première partie est enregistrée (70), la première partie de promesses de paiement contribuant à une valeur payable de promesses totale pour la première partie. Une deuxième pluralité de promesses de paiements faite à une deuxième partie est enregistrée (72), la seconde pluralité de promesses de paiements contribuant à une valeur recevable de promesses totale pour la deuxième partie. La valeur recevable de promesses totale pour la deuxième partie est calculée (78) au moyen d'une indication de risque (81). La valeur recevable de promesses totale pour la seconde partie est identifiée comme pouvant être satisfaite par une valeur payable de promesses totale pour la première partie. En réponse à cette détermination, un procédé de paiement, pour le paiement de la valeur recevable de promesses totale par la première partie à la deuxième partie, est initié.

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