Financial transaction system having location-based...

Details Financial transaction system having location-based... Financial transaction system having location-based...

G - Physics

06

Q

G06Q 20/00 (2006.01) H04L 9/32 (2006.01)

Patent

CA 2694926

A financial transaction authorization server comprises a database of records of fixed-location transaction partici-pants, and transaction authorization means in communication with the database of records. Each record of the database of records is associated with a respective one of the fixed-location transaction participants and identifies a physical location of the associated fixed-location transaction participant. The transaction authorization means is configured to (i) receive a request from one of the fixed-location transaction participants for completion of a financial transaction; (ii) receive current location information of a mo-bile-location transaction participant associated with the financial transaction; and (iii) authorize the transaction in accordance with a correlation between the received current location information and physical location of the fixed-location transaction participant.

L'invention concerne un serveur d'autorisation de transactions financières comprenant une base de données de dossiers de participants à des transactions se trouvant dans des lieux fixes, ainsi qu'un moyen d'autorisation de transactions en communication avec la base de données de dossiers. Chaque dossier de la base de données est associé à un participant à une transaction respectif se trouvant dans un lieu fixe, et identifie un emplacement physique dudit participant. Le moyen d'autorisation est configuré pour (i) recevoir une demande d'un participant se trouvant dans un lieu fixe pour effectuer une transaction financière, (ii) recevoir des informations d'emplacement courant d'un participant à emplacement mobile associé à la transaction financière; et (iii) autoriser la transaction en fonction d'une corrélation entre les informations d'emplacement courant reçues et l'emplacement physique du participant à la transaction se trouvant dans un lieu fixe.

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