Fund on activation

Details Fund on activation Fund on activation

G - Physics

06

Q

G06Q 20/28 (2012.01)

Patent

CA 2727570

A system and method of funding a financial transaction card, providing a financial transaction card to a user, wherein the financial transaction card has a face value and wherein an amount of funds pertaining to the face value is placed in a liability account, and wherein the financial transaction card has an actual value of zero, activating the financial transaction card by the user; and funding a funds pool for the financial transaction card with the funds from the liability account after the activation of the financial transaction card, wherein only funds from the funds pool is available for conducting a purchase.

Linvention concerne un système et un procédé destinés à alimenter une carte de transaction financière. Ladite carte de transaction financière possède une valeur nominale, dont le montant est placé sur un compte de passif, ainsi quune valeur réelle qui est égale à zéro. Cette carte de transaction financière est remise à un utilisateur, qui procède à son activation, après quoi un panier de fonds destiné à ladite carte est alimenté grâce aux sommes provenant du compte de passif. Seules les sommes du panier de fonds peuvent alors être utilisées pour réaliser un achat.

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