Ghosting payment account data in a mobile telephone payment...

Details Ghosting payment account data in a mobile telephone payment... Ghosting payment account data in a mobile telephone payment...

H - Electricity

04

W

H04W 4/24 (2009.01) G06Q 20/00 (2006.01)

Patent

CA 2719945

Techniques are disclosed for a mobile telephone, in conjunction with a payment transaction server, to be used di-rectly as a payment device for a variety of financial transactions. Further, the transaction systems and methods for mobile tele-phone devices described herein allow a mobile telephone to participate in payment transactions in a manner that helps prevent identify theft and without relying on transferring amounts to/from one stored value account to another.

La présente invention concerne des procédés appliqués à un téléphone portable, en association avec un serveur de transaction de paiement, utilisé directement comme dispositif de paiement pour diverses transactions financières. De plus, les systèmes et procédés de transaction appliqués à des dispositifs à téléphone portable permettent d'utiliser un téléphone portable pour prendre part à des transactions de paiement d'une manière aidant à empêcher une usurpation d'identité et ne reposant pas sur un transfert de sommes créditées/débitées d'un compte à valeur enregistrée à un autre.

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