G - Physics – 06 – G
Patent
G - Physics
06
G
G06G 7/52 (2006.01) G06K 5/00 (2006.01) G06Q 20/00 (2006.01) G06Q 40/00 (2006.01)
Patent
CA 2223791
An integrated financial system that includes a single customer account (17) that permits a customer to perform various financial transactions. The account includes at least banking components and brokerage components. A consistent user interface means (10) is provided to allow a customer to access the account from different sources including at least an automatic teller machine (12[2]), a phone (12[5]) and a personal teller (12[7]) transaction. The account is flexible enough to include a variety of other components such as a credit card component, a line of credit component, a secured credit component and a money market component. A system and method for opening a single integrated account for a customer in a single session is also described.
L'invention concerne un système financier intégré qui comprend un seul compte clients (17) permettant à un client d'effectuer diverses transactions financières. Le compte comprend au moins quelques éléments bancaires et de courtage. Un moyen d'interface (10) utilisateur cohérent est prévu pour permettre à un client d'accéder au compte à partir de sources différentes (12), comprenant au moins un guichet automatique (12[2]), un téléphone (12[5]) et des transactions de guichet personnel (12[7]). Le compte est suffisamment souple pour comprendre une variété d'autres éléments, tel qu'un élément carte de crédit, un élément ligne de crédit, un élément crédit garanti, et un élément marché monétaire. L'invention a pour objet un système et un procédé pour ouvrir un seul compte intégré pour un client en une seule session.
Dowd Marylou
Weiss Lawrence D.
Citibank N.a.
Oyen Wiggs Green & Mutala Llp
LandOfFree
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