G - Physics – 06 – K
Patent
G - Physics
06
K
G06K 19/07 (2006.01) G07F 7/08 (2006.01) G07F 7/10 (2006.01) G07G 1/14 (2006.01)
Patent
CA 2117440
Systems and methods are disclosed wherein a single set of consumer items may be purchased by debiting any of a plurality of accounts stored on a smart card. According to an embodiment disclosed herein, a point-of-sale terminal includes aterminal processor, an item identification device, a terminal memory, and a smart card reader. The item identification device may include a conventional UPC bar code reader adapted to read UPC bar codes on consumer items. A cost table and a plurality of item tables are electronically stored in terminal memory. The cost table associates each item identifier (UPC bar code) with a corresponding cost. Each item table contains a list of item identifiers, and may optionally associate specific item identifiers with corresponding accounts. Each item table is uniquely identified using an item table identifier. The terminal memory, item identification device, and smart card reader are all coupled to the terminal processor. A smartcard is equipped with smart card memory for storing a plurality of data files, and a smart card processor adapted to execute a software operating system for managingthe plurality of data files. Each data file associates an account identifier foruniquely specifying a given account with an account balance and one or more itemtable identifier. Accounts are implemented, for example, by service providers such as Visa, MasterCard, Discover, ATM networks, food stamp programmes, other types of welfare programmes, unemployment compensation, or the like.
Carlisle William Reid
Curtis Lydia Anne
Murphy Kathleen M.
Skibo Richard John
American Telephone And Telegraph Company
Kirby Eades Gale Baker
LandOfFree
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