Internet payment and loading system using smart card

Details Internet payment and loading system using smart card Internet payment and loading system using smart card

G - Physics

06

Q

G06Q 20/34 (2012.01)

Patent

CA 2686483

A loading system for loading value over a network onto a stored-value card comprises a router for routing communication between entities attached to the network; a bank server in communication with the network, the bank server arranged to debit a user account by an indicated value; a client terminal in communication with the network, the client terminal including a card reader for communicating with a stored-value card and an input device for indicating a value to debited from the user account; and a load server in communication with the network, the load server including an interface for communicating with a security module and being arranged to receive a load request including a stored-value card signature and being further arranged to transmit a confirmation message to the bank server over the network, thereby assuring that the stored-value card has been loaded by the indicated value.

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