Least cost routing of fund transfer transactions

Details Least cost routing of fund transfer transactions Least cost routing of fund transfer transactions

G - Physics

06

Q

G06Q 20/10 (2012.01) G06Q 40/02 (2012.01)

Patent

CA 2742999

Aspects of the disclosure relate to enhancing the transfer of funds involving particular payee-payors. Users sometimes desire to remotely transfer funds from their account (i.e., payor account) to a payee, but are ambivalent as to the delivery mechanism their financial institution uses to perform the transfer. Systems and methods are disclosed that relate to using a routing engine to assist in transferring funds in an enhanced manner.

L'invention se rapporte à l'amélioration du transfert de fonds mettant en uvre des bénéficiaires de fonds et des bailleurs particuliers. Les utilisateurs souhaitent quelquefois transférer des fonds à distance depuis leur compte (c'est-à-dire le compte du bailleur) à un bénéficiaire de fonds, mais sont indécis en ce qui concerne le mécanisme de livraison qu'utilise leur institution financière pour effectuer le transfert. L'invention concerne des systèmes et des procédés, lesquels se rapportent à l'utilisation d'un moteur d'acheminement chargé de fournir une assistance améliorée dans le transfert de fonds.

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