M-commerce virtual cash system, method, and apparatus

G - Physics – 06 – Q

Patent

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Details

G06Q 30/00 (2006.01) G06Q 20/00 (2006.01)

Patent

CA 2644002

A virtual cash system, method, and apparatus has an account record containing a record of money amounts associated with a wireless device and a transmitter for wirelessly transmitting to the wireless device predetermined information from the account record. Cash amounts can be spent from the account record directly from the wireless device via information derived from the wireless device via a bar code on the display, a short range radio signal, a light beam, or the like. A different security code is generated for each account transaction for verification.

L'invention concerne un système, un procédé et un appareil d'argent virtuel, ledit appareil comprenant un enregistrement de compte spécifiant des sommes d'argent associées à un dispositif sans fil, et un émetteur permettant de transmettre sans fil au dispositif sans fil des informations prédéterminées provenant de l'enregistrement de compte. Des sommes d'argent peuvent être dépensées à partir de l'enregistrement de compte directement à partir du dispositif sans fil par l'intermédiaire d'un code à barres sur un écran, d'un signal radio de courte portée, d'un faisceau lumineux ou analogue. Un code de sécurité différent est généré à chaque transaction de compte pour vérification.

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