Method and apparatus for a payment card system

Details Method and apparatus for a payment card system Method and apparatus for a payment card system

G - Physics

06

Q

G06Q 20/00 (2006.01)

Patent

CA 2414715

A payment card (30) and payment system (12) that can be used by a customer (20) to perform a transaction with a merchant (22) using an existing bankcard (31) of the customer (20). In some of the embodiments, the payment card (30) provides a level of security to the customer (20) because the payment card (30) does not identify the customer (20) by name. Further, the card number and/or expiration date of the bankcard (31) is not disclosed to the merchant (22).

L'invention concerne une carte de paiement (30) et un système de paiement (12) pouvant être utilisés par un client (20) pour effectuer une transaction avec un commerçant (22) au moyen d'une carte bancaire (31) détenue par le client (20). Dans certaines formes de réalisation, la carte de paiement (30) offre un niveau de sécurité au client (20) dans la mesure où elle n'identifie par le client (20) par son nom. En outre, le numéro de carte et/ou la date d'expiration de la carte bancaire (31) ne sont pas révélés au commerçant (22).

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