Method and apparatus for reward messaging, discounting and...

G - Physics – 06 – Q

Patent

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G06Q 30/02 (2012.01) G06Q 20/40 (2012.01)

Patent

CA 2670640

Systems, methods, apparatus, means and computer program code are provided including receiving, from a point of interaction, an authorization request message identifying a requested purchase transaction, the authorization request message including data identifying a payment account identifier and a purchase amount; determining that the payment account identifier is eligible for a reward and selecting a reward message associated with the reward; and transmitting an authorization response message including the reward message to the point of interaction for display to an account holder.

L'invention concerne des systèmes, procédés, appareils, moyens et codes de programmes informatiques comprenant : la réception, à partir d'un point d'interaction, d'un message de demande d'autorisation permettant d'identifier une demande de transaction d'achat, ledit message de demande d'autorisation contenant des données permettant d'identifier un identificateur de compte de paiement et un montant d'achats ; la détermination de l'éligibilité dudit identificateur de compte de paiement à l'attribution d'une récompense et la sélection d'un message de récompense associé à ladite récompense ; et la transmission d'un message de réponse à l'autorisation contenant le message de récompense vers le point d'interaction, ledit message étant ensuite affiché auprès d'un titulaire de compte.

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