Method and system for automated payment authorization and...

G - Physics – 06 – Q

Patent

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G06Q 40/00 (2006.01)

Patent

CA 2577271

The present invention provides a system and method to enable a third party service provider of EIPP services (120a) to initiate authorization and settlement of payment card payments with invoice line item data (Level III data), on behalf of either Buyer/Payers (110) or Supplier/Payees (130) to credit card acquirers (160) and/or transaction processors (160). Payment initiation (550) is based on submission of either a pre-approved invoice or order confirmation validated against a purchase order, or an invoice approved by the Buyer/Payer organization (110) and scheduled for payment (665).

La présente invention a trait à un système et un procédé permettant l'initiation par un prestataire de services de présentation et paiement de facture électronique de l'autorisation et du règlement de paiements par carte de paiement avec des données de postes de facturation (données de niveau III), pour le compte d'acheteurs/payeurs ou de fournisseurs/bénéficiaires à des module d'acquisition de cartes de crédit et/ou des processeurs de transactions. L'initiation de paiement est basée sur la soumission d'une facture préalablement approuvée ou une confirmation de commande validée contre un bon de commande, ou une facture approuvée par l'organisation acheteuse/payeuse et inscrite pour paiement.

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