Method and system for guaranteed purchasing

G - Physics – 07 – F

Patent

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Details

G07F 7/10 (2006.01) G06Q 20/00 (2006.01) G07F 17/42 (2006.01)

Patent

CA 2300976

A method for allowing buyers to make advance payments for the purchases of good and services at a Retail Business (RB), wherein said payment is guaranteed by a Guaranteeing Organization (GO) which provides a written guarantee issuable on the premises of said Retail Business, said method comprising the steps of: (a) establishing a credit by the GO for the RB, (b) providing within the GO means for storing, retrieving and updating information representative of the level of credit accorded to the RB by the GO; (c) providing communication means; (d) providing in the GO means for printing out at a remote printer a valid authenticated guarantee for the sum involved in said transaction; (e) checking whether the credit of the RB is sufficient to cover the requested guarantee; (f) preparing data required for issuing a guarantee to said customer; and (g) printing out said valid, authenticated guarantee at said remote printer.

L'invention concerne un procédé permettant à des acheteurs d'effectuer des paiements par anticipation pour les achats de biens et de services dans un commerce de détail (RB), ledit paiement étant garanti par un organisme de garantie (GO) qui produit une garantie écrite délivrée dans les locaux du commerce de détail. Ledit procédé consiste en: (a) l'établissement d'un crédit par le GO pour le RB; (b) la fourniture dans le GO de moyens pour mémoriser, extraire et mettre à jour des informations représentatives du niveau de crédit accordé au RB par le GO; (c) la fourniture de moyens de communication; (d) la fourniture dans le GO d'un moyen pour imprimer sur une imprimante éloignée une garantie certifiée valable pour la somme impliquée dans la transaction en question; (e) la vérification du fait que le crédit du RB est suffisant pour couvrir la garantie demandée; (f) la préparation des données requises pour la délivrance d'une garantie audit client; et (g) l'impression de ladite garantie certifiée valable sur ladite imprimante éloignée.

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