Method and system for providing financial services

Details Method and system for providing financial services Method and system for providing financial services

G - Physics

06

Q

G06Q 20/00 (2006.01) G07F 19/00 (2006.01)

Patent

CA 2455556

A system and method for initiating and fulfilling customer-initiated, clerk- assisted, financial services such as check cashing, payday loans, money transfers, and bill payments. The system may include: an input device, a device for reading check MICR information (102) a storage device, an electronic processor with rules for appr oving or declining transactions (106, 110) an automated T eller Machine (ATM), and ATM switch. Customers initiate the fina n cial transactions using the input device or an ATM, clerks authenticate the customer and/or the transaction with the input device, the electronic processor approves or declines the transactions, and the transactions are fulfilled by a clerk or an ATM.

L'invention se rapporte à un système et à un procédé permettant d'initier et de fournir des services financiers initiés par un client, assistés par un employé, tels que l'encaissement de liquide, les prêts agri-emplois, les transferts d'argent, et les paiements de facture. Ce système peut comprendre : un dispositif d'entrée, un dispositif de lecture d'informations marquées à l'encre magnétique et relatives aux chèques, un dispositif de stockage, un processeur électronique avec des règles d'approbation et de refus de transaction, un guichet automatique bancaire (GAB) et un sélecteur GAB. Les clients initient les transactions financières au moyen du dispositif d'entrée ou d'un GAB, les employés authentifient le client et/ou la transaction au moyen du dispositif d'entrée, et le processeur électronique approuve ou refuse les transactions, et ces dernières sont réalisées par un employé ou un GAB.

Affiliated with

Also associated with

Rating

Method and system for providing financial services does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Method and system for providing financial services, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Method and system for providing financial services will most certainly appreciate the feedback.

Rate now

Comments { 0 }

Profile ID: LFCA-PAI-O-1570138