Method and system for providing multiple funding sources for...

G - Physics – 06 – Q

Patent

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

G06Q 50/00 (2006.01)

Patent

CA 2660124

Methods and systems for providing multiple funding sources for health insurance and other approved healthcare expenses to full-time, hourly, part-time, seasonal, and temporary employees. Healthcare contributions for a single employee or for multiple workers in a family from more than one employer are placed in trust accounts established under separate Health Reimbursement Arrangements (HRAs) by each employer for use in paying qualified medical expenses of the employee and/or the employees' family. Each employer agrees to create HRAs for eligible employees and sends eligible employee data to a financial administrator. A trust account is created to hold the employer contributed HRA funds for the eligible employees. The eligible employees select a healthcare insurance policy, the premiums for which are paid out of each employee's HRA. The employee retains the HRA even if the employee's employment with the funding employer is terminated.

Procédés et systèmes d'établissement de sources de financement multiples au profit d'une assurance-maladie et d'autres prestations de santé agréées offertes à des employés à temps plein, payés à l'heure, à temps partiel, saisonniers et intérimaires. Les cotisations santé de plus d'un employeur à l'égard d'un seul employé ou de multiples employés d'une famille sont placées dans des comptes en fiducie établis aux termes de régimes de remboursement santé (Health Reimbursement Arrangements ou HRA) séparés par chaque employeur aux fins de régler les dépenses médicales admissibles de l'employé et/ou de la famille des employés. Chaque employeur consent à créer des régimes HRA au profit d'employés admissibles et transmet à un administrateur financier les informations relatives aux employés admissibles. Un compte en fiducie est créé pour recevoir les cotisations de l'employeur à l'égard des employés admissibles aux termes du régime HRA. Les employés admissibles choisissent un régime d'assurance-maladie dont les primes sont prélevées du régime HRA de chaque employé. L'employé continue de jouir du régime HRA après la cessation de ses fonctions auprès de l'employeur assurant le financement.

LandOfFree

Say what you really think

Search LandOfFree.com for Canadian inventors and patents. Rate them and share your experience with other people.

Rating

Method and system for providing multiple funding sources for... does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Method and system for providing multiple funding sources for..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Method and system for providing multiple funding sources for... will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFCA-PAI-O-1400176

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.