Method and system for secure payments over a computer network

Details Method and system for secure payments over a computer network Method and system for secure payments over a computer network

G - Physics

07

F

G07F 7/10 (2006.01) G07F 19/00 (2006.01) G06Q 20/00 (2006.01)

Patent

CA 2403283

A method of conducting a financial transaction by a purchaser over a communications network is provided where the purchaser does not transmit his or her "real" payment card information over the network but instead secure payment application software is provided which allows for the transmission of a pseudo account number that is cryptographically processed for purposes of responding to an authorization request based on the real account number.

L'invention concerne un procédé permettant à un acheteur d'effectuer des transactions financières sur un réseau de communications, ledit acheteur ne transmettant pas d'informations relatives à sa carte de paiement réelle sur le réseau. Un logiciel d'application de paiement sécurisé permet de transmettre un pseudo-numéro de compte traité par chiffrement afin de répondre à une demande d'autorisation basée sur le numéro de compte réel.

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