Method and system for transferring funds between two phone...

G - Physics – 06 – Q

Patent

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G06Q 40/00 (2006.01)

Patent

CA 2624318

A system and method for enabling transfer of funds between two people engaged in a telephone communication. The method includes monitoring for a predetermined series of key presses by an initiator that are entered during the course of the telephone communication. In one embodiment, a funds transfer initiator account is identified based on automatic number identification (AM) and a funds transfer recipient account is identified by detecting dialed number identification service (DNIS). With these accounts so identified, the initiator of the funds transfer is prompted to enter an amount of funds to be transferred and, thereafter, such funds are caused to be transferred from the initiator's account to the recipient's account, all while the initiator and the recipient are still engaged in the telephone communication.

La présente invention concerne un système et un procédé qui permettent de transférer des fonds entre deux personnes qui sont reliées par une communication téléphonique. Le procédé consiste à surveiller une suite prédéterminée de touches appuyées par un initiateur qui sont entrées pendant la communication téléphonique. Dans une forme de réalisation, un compte initiateur du transfert de fonds est identifié sur la base de l'identification automatique du numéro (AM) et un compte destinataire du transfert de fonds est identifié par la détection du service d'identification du numéro composé (DNIS). Ces comptes étant ainsi identifiés, l'initiateur du transfert de fonds est invité à entrer une somme d'argent devant être transférée, puis cette somme est transférée du compte de l'initiateur au compte du destinataire, alors que l'initiateur et le destinataire sont toujours en communication téléphonique.

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