Method for predicting card member spending using...

Details Method for predicting card member spending using... Method for predicting card member spending using...

G - Physics

06

Q

G06Q 30/00 (2006.01)

Patent

CA 2660243

The disclosed method and system allows a credit or charge card issuer to provide its card members with a list of restaurants that might be of interest based on the financial transactions of similar card members. In one instance, this method filters financial transaction data from a plurality of card members that involves a plurality of restaurants to generate a set of candidate restaurant recommendations for a selected card member. This set of candidate restaurant recommendations is processed to yield a list of restaurant recommendations for the selected customer that is prioritized on the basis of the selected card member accepting the recommendation. The list of restaurant recommendations is then reported to the selected card member to enhance card use and marketing.

L'invention concerne un procédé et un système permettant à un émetteur de carte de crédit ou de carte bancaire de communiquer à ses porteurs de cartes une liste de restaurants qui peuvent être intéressants sur la base des transactions financières de porteurs de cartes similaires. Dans un cas, ce procédé filtre des données de transactions financières parmi une pluralité de porteurs de cartes qui concernent une pluralité de restaurants pour générer un ensemble de recommandations de restaurants candidats pour un porteur de carte sélectionné. Cet ensemble de recommandations de restaurants candidats est traité pour produire une liste de recommandations de restaurants pour le client sélectionné qui est hiérarchisée en fonction de l'acceptation de recommandations par le porteur de carte sélectionné. La liste de recommandations de restaurants est ensuite signalée au porteur de carte sélectionné pour améliorer l'utilisation et la commercialisation de la carte.

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