G - Physics – 06 – Q
Patent
G - Physics
06
Q
G06Q 30/00 (2006.01) G06Q 20/00 (2006.01)
Patent
CA 2384250
A method of and system (10) for making purchases over a computer network using an ATM card or the like is provided. In accordance with the invention, a consumer (12) transmits his ATM card number over the network (24) to an on- line merchant (16). The on-line merchant (16) then forwards the ATM card number to a third party contractor (20), such as a bank, that will oversee and authorize the transaction. Simultaneously or thereafter, the consumer (12) transmits his PIN over the network to the third party contractor (20), who verifies that the ATM card number and PIN are valid.
L'invention concerne un procédé et un système (10) pour effectuer des achats sur un réseau d'ordinateur à l'aide d'une carte de guichet automatique bancaire ou similaire. Selon la présente invention, un consommateur (12) transmet son numéro de carte sur le réseau (24) à un commerçant en ligne (16). Ce dernier (16) envoie le numéro de carte à une tierce partie contractante (20) comme une banque qui va superviser puis autoriser cette transaction. Simultanément, ou après, le consommateur (12) transmet son code d'identification personnel sur le réseau à la tierce partie contractante (20) qui vérifie que la carte bancaire et son code sont valides.
Buyer Mastercard International Incorporated
Epacific Incorporated
Osler Hoskin & Harcourt Llp
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