H - Electricity – 04 – L
Patent
H - Electricity
04
L
H04L 9/32 (2006.01) G06Q 20/40 (2012.01)
Patent
CA 2734206
A method of authenticating users to reduce transaction risks includes indicating a desire to conduct a transaction, inputting information in a workstation, and determining whether the inputted information is known. Moreover, the method includes determining a state of a communications device when the inputted information is known, and transmitting a biometric authentication request from a server to an authentication system when the state of the communications device is enrolled. Additionally, the method includes obtaining biometric authentication data in accordance with a biometric authentication data capture request with the communications device, biometrically authenticating the user, generating a one- time pass-phrase and storing the one-time pass-phrase on the authentication system when the user is authenticated, comparing the transmitted one-time pass-phrase against the stored one-time pass-phrase, and conducting the transaction when the transmitted and stored one-time pass- phrases match.
Cramer Jason Scott
Diebes Suzanna
Peirce Michael
Steiner Chet Bradford
White Conor Robert
Daon Holdings Limited
Smart & Biggar
LandOfFree
Methods and systems for authenticating users does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Methods and systems for authenticating users, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Methods and systems for authenticating users will most certainly appreciate the feedback.
Profile ID: LFCA-PAI-O-1490387