Methods and systems for enhanced consumer payment

G - Physics – 06 – Q

Patent

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Details

G06Q 20/40 (2012.01) H04L 9/32 (2006.01) H04L 12/16 (2006.01)

Patent

CA 2648759

Disclosed herein is a system for processing a purchase comprising a merchant for providing to a consumer an electronic shopping cart, providing to a consumer a prompt to enter a consumer identifier, and submitting content of the shopping cart and the consumer identifier for payment and a service platform for storing the consumer's payment information, receiving the content of the shopping cart and the consumer identifier, authenticating the consumer's the payment information, processing payment for the content of the shopping cart using the consumer's payment information, and sending confirmation of payment to the merchant.

L'invention concerne un système destiné à traiter un achat faisant intervenir un commerçant destiné à fournir un chariot électronique à un consommateur, à fournir une invitation au consommateur pour saisir une identification de consommateur, et à soumettre un contenu du chariot et de l'identification du consommateur pour un paiement, et une plate-forme de services pour stocker les informations de paiement du consommateur, à recevoir le contenu du chariot et de l'identification du consommateur, à authentifier les informations de paiement du consommateur, à traiter le paiement associé au contenu du chariot à l'aide des informations de paiement de consommateur, et à envoyer une confirmation de paiement au commerçant.

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