Methods and systems for transferring funds to deposit accounts

G - Physics – 06 – Q

Patent

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G06Q 20/00 (2006.01)

Patent

CA 2540136

Methods and systems are provided for depositing funds in a deposit account. A request to credit a specified amount to the deposit account is received at a node of a financial-services network that has multiple interconnected nodes. The request includes an indirect identification of the deposit account. A direct identification of the deposit account is determined from the indirect identification and from a nonpublic mapping of an indirect identifications to identifications of respective deposit accounts. An instruction is issued to credit the deposit account with the specified amount in accordance with the determined direct identification.

L'invention concerne des procédés et des systèmes permettant de déposer des fonds sur un compte de dépôt. Une demande de crédit d'un montant spécifié, en faveur d'un compte de dépôt est reçu en un noeud d'un réseau de services financiers, qui comporte de multiples noeuds interconnectés. La demande comprend une identification indirecte du compte de dépôt. Une identification directe du compte de dépôt est déterminée à partir de l'identification indirecte et d'un mappage non public d'une identification indirecte avec des identifications de comptes de dépôt respectifs. Une instruction est produite pour créditer le compte de dépôt de la somme spécifiée, conformément à l'identification directe déterminée.

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