G - Physics – 06 – Q
Patent
G - Physics
06
Q
G06Q 20/08 (2012.01) G06Q 20/32 (2012.01)
Patent
CA 2685393
A method which enables a merchant to obtain payment for a purchase from a customer who uses a mobile communication device to make the purchase, including uploading an application program to the customer's mobile communication device, and receiving a request for payment from a merchant terminal. The request for payment includes an identification code of the customer's mobile communication device and a purchase amount. The method further includes transmitting a purchase message to the customer's mobile communication device, the purchase message including an identification of the merchant, the purchase amount, and a request for purchase confirmation. The method further includes receiving a response to the request for purchase confirmation transmitted from the customer's mobile communication device, and if the response to the request for purchase confirmation is affirmative, transmitting to the merchant terminal information identifying a financial account belonging to the customer.
L'invention concerne un procédé qui permet à un commerçant d'obtenir un paiement pour un achat auprès d'un client qui utilise un dispositif de communication mobile pour effecteur l'achat, comprenant le téléchargement d'un programme d'application sur le dispositif de communication mobile du client et la réception d'une demande de paiement à partir d'un terminal de commerçant. La demande de paiement comprend un code d'identification du dispositif de communication mobile du client et une quantité d'achats. Le procédé comprend en outre la transmission d'un message d'achat au dispositif de communication mobile du client, le message d'achat comprenant une identification du marchand, la quantité d'achats et une demande de confirmation d'achat. Le procédé comprend en outre la réception d'une réponse à la demande de confirmation d'achat transmise à partir du dispositif de communication mobile du client et, si la réponse à la demande de confirmation d'achat est affirmative, la transmission au terminal de commerçant d'informations identifiant un compte financier appartenant au client.
Barnes Brian T.
Beenau Blayn W.
Jones Jessica U.
Peart Lee J.
Saunders Peter D.
American Express Travel Related Services Company Inc.
Bereskin & Parr Llp/s.e.n.c.r.l.,s.r.l.
LandOfFree
Mobile payments system and method does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Mobile payments system and method, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Mobile payments system and method will most certainly appreciate the feedback.
Profile ID: LFCA-PAI-O-1883478