Mobile phone charge card notification and authorization method

Details Mobile phone charge card notification and authorization method Mobile phone charge card notification and authorization method

G - Physics

06

K

G06K 5/00 (2006.01)

Patent

CA 2604348

An added level of security is added to charge card transactions. Upon presenting a credit card for a purchase, for example, the cardholder receives a message on his cell phone that a charge authorization request has been received. The cardholder may also be prompted to reply with a password or a PIN, so as to add a second security authorization.

L'invention porte sur un niveau de sécurité accru en matière de prélèvement sur des cartes de crédit. Lorsqu'il présente sa carte de crédit, par exemple pour un achat, le détenteur reçoit sur son téléphone cellulaire un message lui indiquant qu'une demande d'autorisation de prélèvement a été reçue. Il peut également se voir inviter à répondre avec un mot de passe ou un PIN pour ajouter une deuxième niveau d'autorisation de sécurité.

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