Money transfer cards, systems and methods

Details Money transfer cards, systems and methods Money transfer cards, systems and methods

G - Physics

06

Q

G06Q 40/00 (2006.01)

Patent

CA 2608221

The present invention provides systems and methods to initiate, facilitate, process and/or perform money transfers. One such method includes establishing a money transfer record (310) and receiving, from a vendor location, a money transfer activation request (320) associated with the money transfer record. The method includes receiving a fulfillment request (330) associated with the money transfer record, collecting a customer data set, and authorizing a money transfer (340) associated with the money transfer record. The money transfer is facilitated by the creation of a money transfer record, which may occur prior to the money transfer activation request. The customer then can initiate the money transfer while at the vendor location using, for example, money transfer cards available for purchase from the vendor.

L'invention concerne des systèmes et des procédés permettant d'initialiser, de faciliter, de traiter et/ou d'exécuter des transferts d'argent. Un des procédés consiste à établir un registre (310) de transfert d'argent et à recevoir d'un point de vente une demande (320) d'activation de transfert d'argent associée au registre de transfert d'argent. Le procédé consiste à recevoir une demande (330) d'exécution de commande associée au registre de transfert d'argent, à collecter un ensemble de données client, et à autoriser un transfert (340) d'argent associé au registre de transfert d'argent. Le transfert d'argent est facilité par la création d'un registre de transfert de données, pouvant se produire avant la demande d'activation du transfert d'argent. Le client peut alors initialiser le transfert d'argent au niveau du point de vente à l'aide, par exemple, de cartes de transfert d'argent en vente au niveau du point de vente.

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