Multipersonality automated transaction execution system with...

Details Multipersonality automated transaction execution system with... Multipersonality automated transaction execution system with...

G - Physics

07

F

G07F 19/00 (2006.01) G06Q 20/08 (2012.01) G07F 7/10 (2006.01)

Patent

CA 2414812

A dynamically branded transaction execution system has a plurality of member institutions, a number of transaction execution machines (TEMs), and a processing and routing system to connect and process information between the member institutions and the TEMs. Each of the TEMs contains an identification device, a user interface, and optionally a material device. When a customer uses one of the TEMs, the user interface is subsequently modified to either be dynamically branded such that it behaves as though it were owned by the member institution for the duration of the customer's transaction or provides the user the ability to conduct transactions involving accounts held at more than one institution. Different ownership and licensing arrangements of the transaction execution system with a plurality of membership institutions is provided.

L'invention concerne un système d'exécution de transactions automatisées à marque apposée dynamiquement, qui comprend plusieurs institutions membres, un certain nombre de machines d'exécution de transactions (TEM), et un système de traitement et de routage servant à relier et à traiter des informations entre les institutions membres et les TEM. Chacune des TEM contient un dispositif d'identification, une interface utilisateur, et éventuellement un dispositif matériel. Lorsqu'un client utilise l'une des TEM, l'interface utilisateur est modifiée ultérieurement de manière à comporter une marque apposée dynamiquement qui lui permet de se comporter comme si elle appartenait à l'institution membre pour la durée de la transaction de client, ou de fournir à l'utilisateur la capacité d'effectuer des opérations sur des comptes tenus par plus d'une institution. L'invention prévoit différents accords de propriété et d'octroi de licence entre le système d'exécution de transactions et plusieurs institutions membres.

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