Multiple-entity transaction systems and methods

G - Physics – 06 – Q

Patent

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G06Q 30/00 (2006.01)

Patent

CA 2505257

Methods and systems are provided for performing a funds transfer. A request to transfer funds to a recipient (124) is received at a host system (104), as well as an identification of a selected funds-transfer company (118-1, 118-2, and 118-3) chosen from a group of funds-transfer companies (118-1, 118-2, and 118-3) and a request to provide the funds to the recipient (124). Information related to the request is transmitted from the host system (104) to a payout system (120-3). The request to transfer funds may include an identification of a retrieval location, with a list od funds-transfer companies (118-1, 118-2, and 118-3) that offer funds-transfer services to the retrieval location further being transmitted from the host system (104) to a funds-transfer initiating system (108-1, 108-2, and 108-3).

L'invention concerne des procédés et des systèmes permettant d'effectuer un transfert de fonds. Un procédé de l'invention consiste à transmettre à un système hôte, une demande de transfert de fonds à un destinataire, les coordonnées d'une entreprise de transfert de fonds sélectionnée parmi plusieurs entreprises de transfert de fonds, ainsi qu'une demande de versement des fonds au destinataire. Les informations associées à la demande sont transmises par le système hôte à un système de paiement. La demande de transfert de fonds peut comprendre les coordonnées d'un établissement sélectionné pour le retrait du versement. Le système hôte transmet également à un système réalisant le transfert de fonds une liste d'entreprises de transfert de fonds offrant également des services de transfert de fonds à proximité de l'établissement sélectionné pour le retrait du versement.

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