Multiple-service card system

G - Physics – 07 – F

Patent

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Details

G07F 7/10 (2006.01)

Patent

CA 2397722

A system and method for providing a multiple-service card is disclosed. As a result, a card member (108) is provided with a single card that serves as both a credit card and a club membership card for access to the service partner's exclusive club. This multiple-service card may have the traditional credit card data on one side of the card, including, for example, the account number, name of the account holder, and the expiration date. The other side of the card may include a magnetic stripe that contains the account information in machine readable form as well as membership information suitable to permit entry into a service partner's facility. In the system, the primary party and the service partner participants cooperate to complete the processes associated with the provision of the combined card services, including a new account process, card replacement and renewal processes, a service partner membership cancellation process, and a process for cancellation and/or transfer by a primary party.

L'invention concerne un système et un procédé permettant d'obtenir une carte multiservice. Un membre (108) reçoit ainsi une carte unique servant à la fois de carte de crédit et de carte de membre du club, lui donnant exclusivement accès au club des partenaires du service. Cette carte multiservice peut comprendre sur un côté les traditionnelles données de carte de crédit, y compris, par exemple, le numéro de compte, le nom du titulaire du compte, et la date d'expiration. L'autre côté de la carte peut comprendre une bande magnétique contenant des informations lisibles par machine sur le compte ainsi que les informations d'affiliation nécessaires pour permettre l'accès à un service partenaire. Dans ce système, la partie primaire et les participants partenaires du service coopèrent dans l'exécution des procédures associées aux dispositions relatives aux services de cartes combinées, y compris la procédure d'ouverture d'un nouveau compte, les procédures de remplacement et de renouvellement de la carte, la procédure d'annulation du statut de membre d'un partenaire du service, et la procédure d'annulation et/ou de transfert par une partie primaire.

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