Payer-based account porting to portable value distribution...

G - Physics – 06 – Q

Patent

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G06Q 20/00 (2006.01)

Patent

CA 2659999

A value distribution method includes enrolling a payee into a source program through which the payee receives funds from a payer. The source program includes a stored value account into which the payer deposits the payee's funds. The stored value account has account information associated therewith. The method also includes receiving a porting trigger, and, in response to the porting trigger, establishing a target program for the payee. The target program includes a target account into which entities in addition to the payer may deposit funds. The method also includes porting at least a portion of the account information from the source program to the target program.

La présente invention concerne un procédé de distribution de valeur qui met en jeu l'inscription d'un bénéficiaire à un programme source par lequel le bénéficiaire reçoit des fonds d'un payeur. Le programme source comprend un compte de valeur stockée dans lequel le payeur dépose les fonds du bénéficiaire. Le compte de valeur stockée est associé à des informations de compte. Le procédé met aussi en jeu la réception d'un déclenchement de transfert et, en réaction audit déclenchement de transfert, l'établissement d'un programme cible pour le bénéficiaire. Le programme cible comprend un compte cible dans lequel des entités, outre celle du payeur peuvent déposer des fonds. Le procédé comprend aussi le transfert d'au moins une partie des informations de compte du programme source au programme cible.

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