Payment system and method using tokens

G - Physics – 07 – F

Patent

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G07F 7/08 (2006.01) G06Q 20/00 (2006.01) G06Q 30/00 (2006.01)

Patent

CA 2314098

The system and method for collecting payments for services on the internet according to the figure. A user is provided with electronic tokens or stamps, against a payment by a third party. When a service is requested by the user, a token monitoring unit (14) determines if enough tokens are available to pay for the service, if so, the service is performed. The status of the tokens used is then changed to "used" in the third party's token database. This trusted third party's tokens are used as a unit of exchange.

Système et procédé servant à encaisser des paiements correspondant à des services sur Internet (selon la figure). L'utilisateur est pourvu de jetons ou de timbres électroniques émis pour paiement par un tiers. Quand un service est demandé par l'utilisateur, une unité de contrôle de jetons (14) détermine si suffisamment de jetons sont disponibles pour payer ce service et, si c'est le cas, le service est accordé. L'état des jetons utilisés est ensuite modifié en "utilisé" dans la base de données de jetons du tiers. On utilise les jetons de ce tiers de confiance en tant que valeur d'échange.

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