Pinless cash advances

G - Physics – 07 – F

Patent

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Details

G07F 19/00 (2006.01) G07F 7/10 (2006.01)

Patent

CA 2276017

Pinless, automated cash advances are provided by an apparatus that includes an input device, a biometric device, a storage device, and a processor. The input device is configured to generate an input signal corresponding to a customer identifier in response to actuation of the input device by a customer, and the biometric device is configured to receive biometric information about the customer. The storage device includes a database of customer information that includes stored biometric information. The electronic processor is configured to: receive the input signals from the input device, receive biometric information from the biometric device, access the database of customer information to obtain data about the customer, with the data including stored biometric information for the customer. The processor then compares the received biometric information to the stored biometric information, contacts a verification network to request authorization for a cash advance, and approves the cash advance when the received biometric information matches the stored biometric information to a degree sufficient to confirm the customer's identity, and upon receiving authorization from the verification network. -45-

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