Point of sale terminal

G - Physics – 07 – F

Patent

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Details

G07F 11/00 (2006.01)

Patent

CA 2422929

A financial transaction system operable to manage purchases of at least one of goods and services, comprising a customer identifier that is operable to uniquely identify an account to which the purchases are being charged; a financial services provider operable to at least one of debit and credit the account to which the purchases are being charged; a plurality of point-of-sale (POS) terminals in communication with the financial services provider via an intermediary node, where the point of sale terminals are operable to gather purchase information, customer identification and authorization information, and display information provided from a financial services provider; and a plurality of software agents distributed within the financial transaction system, operable to negotiate rules and behaviors for the purchase of goods and services.

L'invention concerne un système de transaction financière servant à gérer des achats de biens et/ou de services, ledit système comprenant un identificateur de client servant à identifier de façon exclusive un compte sur lequel les achats sont débités ; un fournisseur de services financiers servant à débiter et/ou créditer le compte sur lequel les achats sont débités ; une pluralité de terminaux de point de vente qui sont en communication avec le fournisseur de services financiers au moyen d'un noeud intermédiaire, lesdits terminaux de point de vente servant à collecter des informations d'achat, l'identification du client et des informations d'autorisation, et à afficher des informations provenant d'un fournisseur de services financiers ; ainsi qu'une pluralité d'agents logiciels répartis dans le système de transaction financière, servant à établir des règles et des lignes de conduite pour l'achat de biens et de services.

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