Powering financial transaction token with onboard power source

H - Electricity – 04 – W

Patent

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Details

H04W 4/24 (2009.01) H04W 12/06 (2009.01) H04W 88/02 (2009.01) G06K 17/00 (2006.01) G06Q 20/00 (2006.01)

Patent

CA 2718981

There is provided a card or token for use in financial transactions. The financial transaction token or card has an onboard energy storage device that enables onboard electronics to operate when the card is not in the proximity of a merchant Point-Of-Service (POS) terminal. In one implementation, the onboard energy storage device includes a capacitor such as a thin--film capacitor that stores sufficient energy to power onboard electronics without the need for an onboard battery. The card may be incorporated within various conventional apparatus such as a see-through and/or protective substrate, an item of clothing, an item of jewelry, a cell phone, a Personal Digital Assistant (PDA), a credit card, an identification card, a money holder, a wallet, a per-sonal organizer, a keychain payment tag, and like personality.

Linvention concerne une carte ou un jeton destiné à être utilisé dans des transactions financières. Le jeton ou la carte de transaction financière comporte un dispositif de stockage dénergie embarqué qui permet à lélectronique embarquée de fonctionner lorsque la carte nest pas à proximité dun terminal de point de service (POS) de marchand. Dans une mise en uvre, le dispositif de stockage dénergie embarqué comprend un condensateur tel quun condensateur à couches minces qui stocke suffisamment dénergie pour alimenter lélectronique embarquée sans la nécessité dune batterie embarquée. La carte peut être incorporée dans divers dispositifs classiques tels quun substrat transparent et/ou de protection, un élément de vêtement, un élément de bijou, un téléphone cellulaire, un assistant numérique personnel (PDA), une carte de crédit, une carte didentification, un porte-monnaie, un portefeuille, un organiseur personnel, une étiquette de paiement porte-clés, et similaire.

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