Pre-paid payment instrument processing

Details Pre-paid payment instrument processing Pre-paid payment instrument processing

G - Physics

06

Q

G06Q 20/00 (2006.01)

Patent

CA 2742930

Methods, systems, and apparatus, including computer program products, in which a method includes attributing a value to a pre-paid payment instrument, determining an expiration time associated with the pre-paid payment instrument, and automatically return an un-used portion of value associated with the pre-paid payment instrument at the expiration time to the purchaser.

L'invention concerne des procédés, des systèmes et un appareil, notamment des produits de programme informatique, dans lesquels un procédé comprend l'attribution d'une valeur à un mode de paiement prépayé, la détermination d'un temps d'expiration associé au mode de paiement prépayé et le retour automatique d'une partie inutilisée de valeur associée au mode de paiement prépayé au temps d'expiration à l'acheteur.

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