Radio frequency identification purchase transactions

G - Physics – 06 – Q

Patent

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Details

G06Q 20/00 (2006.01) G06K 19/07 (2006.01) G07F 7/10 (2006.01) G01V 15/00 (2006.01) H04Q 7/32 (2006.01)

Patent

CA 2585322

Methods and systems for using a Radio Frequency Identification (RFID) payment card are disclosed herein. The method generally comprises receiving an indicia identifying an RFID card, receiving a request to activate the RFID card, activating the RFID card by associating an initial value with a database record associated with the RFID card; receiving a PIN associated with the RFID card; receiving profile information; and associating the profile information with the database record. Systems for using RFID cards generally comprise an RFID card, an RFID account associated with the RFID card, a merchant communication module that receives indicia identifying the RFID card and sends a request to activate the RFID card, and a central processor or intermediary that receives a PIN associated with the RFID card and a request to activate the RFID card from the merchant communication module.

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