G - Physics – 06 – Q
Patent
G - Physics
06
Q
G06Q 20/04 (2012.01)
Patent
CA 2688107
A method is used in a system that includes a financial service provider coordinating accounts issued by an issuer to cardholders requesting credit from merchants. Each merchant has an acquirer with whom the financial service provider also coordinates the accounts. The method can be performed by a merchant sending a transmission to its acquirer including a request for a transaction against one account to which the merchant receives a denial or prior to receiving such a denial.
L'invention concerne un procédé qui est utilisé dans un système, comprenant un fournisseur de service financier coordonnant des comptes délivrés par un émetteur à des titulaires de carte demandant un crédit à des commerçants. Chaque commerçant a un acquéreur avec qui le fournisseur de service financier coordonne également les comptes. Le procédé peut être mis en oeuvre par un commerçant en envoyant une transmission à son acquéreur, comprenant une demande de transaction sur un compte pour lequel le commerçant reçoit un refus ou avant de recevoir un tel refus.
Finlayson & Singlehurst
Visa U.s.a. Inc.
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