Recording and reporting of driving characteristics

G - Physics – 07 – C

Patent

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Details

G07C 5/00 (2006.01) G06Q 40/00 (2006.01)

Patent

CA 2651182

A device and method for recording driving characteristics and for providing diagnostic information includes a cradle utilized for monitoring and compiling vehicle usage information for determining an insurance premium. The cradle is installed within a vehicle and connected to receive power from a vehicle power source. A memory device provides for the extraction of data gathered and stored within the cradle. Information from the cradle is uploaded to a central server that interprets the information and generates a summary and usage reports utilized to generate an insurance premium.

L'invention concerne un dispositif et un procédé permettant d'enregistrer des caractéristiques de conduite et de proposer des informations de diagnostic comprenant un berceau utilisé pour surveiller et compiler les informations d'utilisation du véhicule afin d'en déterminer la prime d'assurance. Le berceau est installé à l'intérieur d'un véhicule ; il est connecté afin de recevoir une alimentation d'une source d'alimentation de véhicule. Un dispositif mémoire assure l'extraction des données recueillies et stockées à l'intérieur du berceau. Les informations provenant du berceau sont téléchargées vers un serveur central qui interprète les informations et génère un résumé et des rapports d'usage utilisés dans l'établissement de la prime d'assurance.

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