Rewards program for credit card issuer

G - Physics – 06 – Q

Patent

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Details

G06Q 30/00 (2006.01)

Patent

CA 2611581

A method of administering a rewards program for a credit card issuer client of a rewards contractor. The rewards contractor makes arrangements for delivery of a reward to a recipient designated by the credit card issuer, and payment for the reward is made using a credit card issued by the credit card issuer. In this manner, the credit card issuer client receives a revenue stream in the form of the standard transaction rate charged to the vendor of the reward, which can be used to offset a portion of the cost of the rewards program.

L'invention concerne un procédé permettant d'administrer un programme de récompenses destiné à un client d'un émetteur de cartes de crédit d'un fournisseur de récompenses. Celui-ci prépare des dispositions destinées à la fourniture d'une récompense à un destinataire désigné par l'émetteur de cartes de crédit et le paiement de la récompense est effectué au moyen d'une carte de crédit émise par l'émetteur de carte des crédit. Par conséquent, le client de l'émetteur de cartes de crédit reçoit une source de revenu sous la forme du taux de transaction normalisé débité au vendeur de la récompense, pouvant être utilisé pour compenser une partie du coût du programme de récompenses.

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