Secure e-commerce clearance system

G - Physics – 06 – Q

Patent

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Details

G06Q 20/40 (2012.01) G06Q 30/06 (2012.01)

Patent

CA 2443380

A secure e-commerce authorization system includes a transaction receiver, an authorization processor in communication with the transaction receiver, and an authorization transmitter in communication with authorization processor. The transaction receiver is configured to receive from a transaction terminal a transaction identifier for authorization of a proposed transaction. The transaction identifier is generated at the transaction terminal and is uniquely associated with the proposed transaction. The authorization processor is configured to determine the authenticity of the received transaction identifier. The authorization transmitter is configured to provide an authorization signal for the proposed transaction, with the authorization signal being determined in accordance with the determined authenticity.

L'invention porte sur un système d'autorisation de commerce électronique sécurisé, ce système comprenant un récepteur de transactions, un processeur d'autorisation communiquant avec le récepteur de transactions, et un émetteur d'autorisation communiquant avec le processeur d'autorisation. Le récepteur de transactions est configuré pour recevoir d'un terminal de transactions un identificateur de transactions pour l'obtention d'une autorisation d'une transaction proposée. L'identificateur de transactions est généré au niveau du terminal de transactions et est associé uniquement à la transaction proposée. Le processeur d'autorisation est configuré pour déterminer l'authenticité de l'identificateur de la transaction reçue. L'émetteur d'autorisation est configuré pour générer un signal d'autorisation de la transaction proposée, le signal d'autorisation étant déterminé en fonction de l'authenticité spécifique.

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