Security systems for a payment instrument

Details Security systems for a payment instrument Security systems for a payment instrument

G - Physics

06

K

G06K 5/00 (2006.01) G06Q 40/00 (2006.01) G06Q 99/00 (2006.01) H04K 1/00 (2006.01) H04L 9/00 (2006.01)

Patent

CA 2607602

The invention provides improved security for stored-value instruments. For example, an instrument-authority system may receive a first identifier for an instrument and may thereupon authenticate the instrument, but the system may wait before activating the instrument, such that the instrument may be unusable for a period of time to allow for cancellation of activation if payment is not received for the stored-value instrument.

La présente invention permet d'obtenir une sécurité améliorée pour des instruments à valeurs enregistrées. Par exemple, un système d'autorisation d'instrument peut recevoir un premier identifiant pour un instrument, et peut à la suite de celui-ci, authentifier l'instrument, mais le système peut devoir attendre avant activation de l'instrument, de sorte que l'instrument peut être inutilisable pendant un intervalle de temps qui permet l'annulation de l'activation du paiement si le paiement n'est pas reçu pour l'instrument à valeur enregistrée.

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