Stored value cards and methods for their issuance

Details Stored value cards and methods for their issuance Stored value cards and methods for their issuance

G - Physics

07

F

G07F 7/02 (2006.01) H04K 1/00 (2006.01) H04L 9/00 (2006.01) G06Q 30/00 (2006.01)

Patent

CA 2462841

A method (19) for issuing both a virtual card (24) and a physical card (4) to a cardholder (21) comprises issuing a virtual card to a cardholder (21), with the virtual card (24) comprising identifier and an associated database record (14) of a stored value. A physical card is also issued to the cardholder (21). The physical card (24) includes an identifier that is different from the virtual card identifier and the physical card is an inactive state until the physical card is activated by linking of the physical card identifier to the database record (14) of the stored value.

L'invention concerne un procédé (19) permettant d'émettre à la fois une carte virtuelle (24) et une carte physique (4) pour un titulaire de carte (21). Ce procédé comprend l'étape consistant à émettre une carte virtuelle pour un titulaire de carte (21), cette carte virtuelle (24) comprenant un identificateur et un enregistrement de base de données associé (14) de la valeur stockée. Une carte physique est également issue pour le titulaire de carte (21). La carte physique (24) comprend un identificateur différent de l'identificateur de la carte virtuelle, et la carte physique est dans un état inactivé jusqu'à ce qu'elle soit activée par liaison de l'identificateur de la carte physique à l'enregistrement de base de données (14) de la valeur stockée.

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