Stored value currency conversion systems and methods

G - Physics – 06 – F

Patent

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Details

G06F 15/16 (2006.01) G06Q 20/00 (2006.01) G06Q 30/00 (2006.01) G07F 7/02 (2006.01)

Patent

CA 2502473

A method for performing financial transactions in different currencies proceeds by entering an identifier of a presentation instrument (38) into a point-of-sale device along with a redemption amount in a transaction currency that is different from the base currency that is associated with the presentation instrument. The identifier, the redemption amount and a transaction currency code are transmitted to a host computer system (40). In turn, the host computer system transmits back to the point-of-sale device a new balance in the base currency (52).

La présente invention a trait à un procédé permettant d'effectuer des transactions financières dans des monnaies différentes qui consiste en l'entrée d'un identifiant d'un instrument de présentation (38) dans un dispositif de point de vente conjointement avec un montant de rachat dans une monnaie de transaction qui est différente de la monnaie de base associée à l'instrument de présentation. L'identifiant, la somme de rachat et le code de monnaie de transaction sont transmis à un système informatique hôte (40). A son tour, le système informatique hôte transmet en retour au dispositif de point de vente un nouveau solde dans la monnaie de base (52).

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