System and method for a merchant debit card program...

Details System and method for a merchant debit card program... System and method for a merchant debit card program...

G - Physics

06

Q

G06Q 40/00 (2006.01) G06Q 30/00 (2006.01)

Patent

CA 2736620

A merchant debit card program is described that includes a plurality of authorized issuers for debit card accounts. The merchant debit card program includes a merchant loyalty program that provides rewards to enrolled debit card accounts. The authorized issuers provide management of the debit card accounts including customer statements, payment authoriza-tions and customer service. Application data for a new debit card account is transmitted from the merchant to the selected issuer by a card processing system. Enrollment data to the merchant loyalty program may also be trans-mitted from the merchant to an authorized issuer by the card processing sys-tem.

Linvention concerne un programme de carte de débit de marchand qui comprend une pluralité d'émetteurs autorisés pour des comptes de carte de débit. Le programme de carte de débit de marchand comprend un programme de fidélité de marchand qui fournit des récompenses aux comptes de carte de débit inscrits. Les émetteurs autorisés assurent la gestion des comptes de carte de débit comprenant les relevés du client, les autorisations de paiement et le service au client. Des données d'application pour un nouveau compte de carte de débit sont transmises par le marchand à l'émetteur sélectionné par un système de traitement de carte. Des données d'inscription au programme de fidélité de marchand peuvent également être transmises par le marchand à un émetteur autorisé par le système de traitement de carte.

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