System and method for automatically providing financial...

G - Physics – 06 – Q

Patent

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G06Q 30/00 (2006.01)

Patent

CA 2294430

A computer based system and method utilizing speech recognition technology for automatically providing financial information to a client without requiring a service representative and enabling a client to easily and efficiently provide information to the financial service provider. The system includes a speech processor (103) that receives a speech signal spoken by a user into a telephone (101) and identifies the term spoken by the user by comparing the received signal with a stored predefined vocabulary (112). The speech applications (130) interpret the recognized term and perform a requested financial service transaction and provide information to the user regarding this transaction via the telephone system (101), for example. In addition, the present system and method utilizes speech recognition technology to provide a security system (140) that prevents unauthorized access to a financial account.

La présente invention concerne un système et un procédé informatisés utilisant la technique de la reconnaissance vocale, lesquels permettent de fournir automatiquement des informations financières à un client sans l'aide d'un représentant du service, et permettent au client de donner des informations au fournisseur de services financiers de manière aisée et efficace. Le système comprend un processeur vocal (103) qui reçoit un signal vocal émis par un utilisateur dans le téléphone (101), et identifie la terme prononcé par l'utilisateur en comparant le signal reçu à un vocabulaire prédéfini mémorisé (112). Les applications vocales (101) interprètent le terme reconnu, exécutent une transaction de service financier demandée et fournissent des informations à l'utilisateur concernant cette transaction, par le réseau téléphonique (101), par exemple. De plus, ce système et cette méthode utilisent la technologie de la reconnaissance vocale pour assurer un système de sécurité (140) empêchant l'accès non autorisé à un compte financier.

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