System and method for conducting secure electronic transactions

Details System and method for conducting secure electronic transactions System and method for conducting secure electronic transactions

G - Physics

06

Q

G06Q 20/00 (2006.01) G06Q 30/00 (2006.01)

Patent

CA 2530404

A system and method for conducting secure electronic transactions are provided. More specifically, a system and method are provided for conducting secure transactions utilizing tokens, such as transaction cards, such as credit cards or the like, on a computer. The computer is token-enabled, having a token reader and software in communication with itself allowing the token user to communicate with a goods and/or services provider that supports a secure on-line transaction. Moreover, a system and a method are provided for conducting secure transactions on-line with a token having a microchip embedded therein for additional security.

L'invention concerne un système et un procédé permettant d'effectuer des transactions électroniques sécurisées. Plus précisément, l'invention concerne un système et un procédé permettant d'effectuer des transactions sécurisées au moyen de jetons, tels que des cartes de transaction, par exemple des cartes de crédit ou analogue, sur un ordinateur. Celui-ci est mis en oeuvre au moyen des jetons et comprend un lecteur de jetons et un logiciel en communication avec lui-même, de manière à permettre à l'utilisateur de jetons de communiquer avec un fournisseur de biens et/ou de services supportant une transaction en ligne sécurisée. L'invention concerne enfin un système et un procédé permettant d'effectuer des transactions sécurisées en ligne au moyen d'un jeton dans lequel une micro-puce est incorporée aux fins de sécurité supplémentaire.

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