System and method for enabling universal log-in

Details System and method for enabling universal log-in System and method for enabling universal log-in

G - Physics

07

F

G07F 7/10 (2006.01) G06K 17/00 (2006.01) G06K 19/00 (2006.01) G06K 19/10 (2006.01) G07F 19/00 (2006.01) H04L 9/32 (2006.01)

Patent

CA 2408014

A method is provided for enabling universal remote access by a user of a chip payment application on a chip card to a remote non-payment application over a communications network. Authentication software is provided at the remote location and it drives the authentication process over the network as if it were a payment transaction. The chip payment application supports a payment dynamic data authentication function to provide a payment response to the authentication software which verifies, through public key infrastructure, that the card is authentic based on the response. Access to the non-payment application is allowed based on the verification.

L'invention concerne un procédé permettant un accès universel à distance par un utilisateur d'une application de paiement par puce se trouvant sur une carte à puce à une application distante de non paiement sur un réseau de communication. Un logiciel d'authentification est prévu au niveau de l'emplacement distant et il pilote un processus d'authentification sur le réseau comme s'il était une transaction de paiement. L'application de paiement par puce assure une fonction d'authentification dynamique de données de paiement afin de fournir une réponse de paiement au logiciel d'authentification lequel vérifie, par une infrastructure à clé publique, que la carte est authentique sur la base de la réponse. L'accès à l'application de non paiement est autorisé sur la base de la vérification.

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