System and method for increasing security of electronic...

G - Physics – 06 – Q

Patent

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G06Q 20/00 (2006.01) G06Q 40/00 (2006.01) G07F 19/00 (2006.01)

Patent

CA 2385167

A system and method of facilitating electronic monetary transactions. The system having an automatic teller machine (20) and a server (14). The automatic machine (20) being constructed for debiting an account of a user (40) and/or accepting the credit code, and updating the server with the credit code and the amount of currency associated, thereby establishing a virtual user account, the server (14) is designed for receiving data and currency amount from the credit code from the automatic teller machine (20), receiving or issuing an identification code and associating the identification code with the credit code, thereby activating the virtual user account, and debiting the virtual user account by a specified currency sum upon request when presented with the credit code, identification code, and the specified sum.

L'invention concerne un système et un procédé pour faciliter les transactions monétaires électroniques. Ce système comporte un guichet automatique bancaire (20) et un serveur (14). Ce guichet automatique (20) est prévu pour débiter le compte d'un utilisateur (40) et/ou accepter le code de crédit, et mettre à jour le serveur avec le code de crédit et la somme associée, ce qui établit ainsi un compte d'utilisateur virtuel. Le serveur (14) est conçu pour recevoir des données et une somme à partir du code de crédit entré dans le guichet automatique (20), pour recevoir ou émettre un code d'identification et associer ce code au code de crédit afin d'activer le compte d'un utilisateur virtuel et de débiter le compte de cet utilisateur d'une somme spécifiée lors d'une demande présentée avec le code de crédit, le code d'identification et la somme spécifiée.

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