System and method for performing payment transactions,...

G - Physics – 06 – Q

Patent

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G06Q 40/00 (2006.01)

Patent

CA 2681391

Age authentication and management of taxes for a merchant. The merchant can verify the age of a customer based on the customer's use of a smartcard that is obtained from a validation authority. The smartcard may contain a certificate related to the age of the user. By utilizing the smartcard, the user can go to an online, virtual, or brick-and-mortar merchant and buy goods requiring age restrictions. When the customer proceeds to purchase a good or service requiring age verification, the merchant' s application can obtain information from the smartcard and request from the validation authority information authenticating the user's age. Further, the validation authority may also remit and pay taxes on behalf of the merchant based on the location of the merchant and other information stored in a merchant profile.

Authentification de l'âge et gestion des taxes pour un commerçant. Le commerçant peut vérifier l'âge d'un client grâce à l'utilisation d'une carte à puce par le client que l'on obtient par une autorité de validation. La carte à puce peut contenir un certificat concernant l'âge de l'utilisateur. En utilisant la carte à puce, l'utilisateur peut se rendre chez un commerçant en ligne, virtuel ou clic et mortier et acheter des produits exigeant des limites d'âge. Lorsque le client achète un produit ou un service exigeant une vérification de l'âge, l'application du commerçant peut obtenir des informations à partir de la carte à puce et demander auprès de l'autorité de validation des informations authentifiant l'âge de l'utilisateur. En outre, l'autorité de validation peut également remettre et payer des taxes pour le compte du commerçant sur la base de la localisation du commerçant et d'autres informations stockées dans le profil d'un commerçant.

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