H - Electricity – 04 – L
Patent
H - Electricity
04
L
H04L 12/16 (2006.01) G06F 17/60 (2000.01)
Patent
CA 2311190
A computer-based system and method for processing certificates, such as gift certificates or other vouchers of value. The invention relates to a system and method for issuing and validating certificates that allow gift certificates to be purchased over the Internet, through a point-of-sale system at a physical store location, or over the telephone, and where the certificate can be redeemed and subsequently validated via the Internet, through a point-of-sale system, or by telephone. The invention provides for a system for processing certificates with a number of components including a user interface for receiving input validation data, a database for storing certificate data, a module responsive to a validation request to determine if the certificate is valid, and a module to initiate a transfer of funds to a party honoring the certificate. The invention provides for a method for processing certificates comprising the steps of processing an order for the purchase of a certificate, processing payment for the order, generating a certificate, storing information pertaining to the generated certificate in a database, validating the certificate, and processing payment to the party honoring the certificate. The invention allows for these steps to be performed in real- time. The invention addresses certificate control issues such as fraud, duplicate use, and accounting difficulties that hinder effective certificate management, especially where multiple merchants are involved.
Bereskin & Parr
Givex Corporation
LandOfFree
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